News and resources for Canada's top financial advisors
Planning and Advice
The valuation of an advisory practice is similar to the valuation of any service-based company. Because of the lack of significant tangible assets, goodwill represents the greatest portion of value within such a company from a valuation point of view. Goodwill is not based on revenue levels as much as it’s based on the resultant […]
By Darren Miles |April 1, 2009
3 min read
I recently got a statement from the U.S. Social Security Administration that outlines the retirement benefits I’ll receive in about 20 years. I get this statement annually, glance at the bottom line, and normally toss it into a folder for future reference. But this year, I took a trip down memory lane and had a […]
By Philip Porado |April 1, 2009
2 min read
Online investment information used to be considered the domain of pennystock hustlers, boiler-room hacks and other assorted ne’er-do-wells. They walked the thinnest of lines separating honest appraisal of a rising stock from self-regarding hype for the benefit of insiders. Indeed, during the Internet bust, the U.S. Securities and Exchange Commission prosecuted a teenager for a […]
By Scot Blythe |April 1, 2009
Part 2: Letters of engagement and your “get out of liability free” card. This three-part series, advice that reflects lessons learned during past economic downturns, is written to help advisors avoid risk during these turbulent times. Professional financial advisors and planners beware. Clients look to you for advice and rely upon what you recommend. While […]
By Harold Geller |March 31, 2009
5 min read
The RSP season has ended and much of the rush has subsided. Looking at March and beyond, it is time to start deciding what’s next. There is no doubt the past six months have been difficult. Gyrating markets and client worry take an emotional toll. With a client base leaning on you for direction and […]
By Shawn O'Brien |March 25, 2009
4 min read
Part 1: Second opinion seekers. This three-part series, advice that reflects lessons learned during past economic downturns, is written to help advisors avoid risk during these turbulent times. Jim Bullock of the Peel Institute for Applied Finance is a well-known industry expert. He says complaints and lawsuits are inevitable because every human needs three things: […]
By Harold Geller |March 24, 2009
6 min read
In the small city where I live, a major Canadian investment firm has opened a new office. The full-page ad in our local paper focuses on the experience of the two new “wealth advisors” at the firm and their willingness to provide a review of your portfolio. “If you are not happy with the returns […]
By Barry LaValley |March 19, 2009
Marlatt – Creating plans for life Barks Financial – Caring people. Sound advice. CoralLife – Discover a new view Seligman & Associates Ltd. – Knowledge. Guidance. Caring. Advisors who have previously survived tough times are often prepared for a recession or downturn. They use the time to focus and build their brand strategy. By working […]
By Fortunato Restagno, The Personal Coach |March 18, 2009
It’s generally accepted that having clients invested in properly diversified portfolios reduces their exposure to downside risks. Interestingly, adhering to this course of action across all client portfolios could also reduce downside risks for an advisor’s book of business overall. To get to this point, though, it’s necessary to discuss risks with clients, provide education […]
By Kate McCaffery |March 10, 2009
It’s hard to be patient these days. Whether you are an advisor or an investor, markets are volatile, the economic news is terrible and clocks everywhere are ticking toward retirement. Patience, and lots of it, is what we need right now. In the current context, though, being patient doesn’t mean doing nothing. I’ll come to […]
By Peter Drake |March 6, 2009
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