News and resources for Canada's top financial advisors
Planning and Advice
(January 2008) Use this customizable template letter to touch base with your clients about RRSPs and how market volatility affects them. Dear [Client’s name], The Registered Retirement Savings Plan (RRSP) is probably the single best long-term savings vehicle available to Canadians. You can deduct your contributions from your income and you are able to shelter […]
By Staff |January 22, 2008
2 min read
(August 2008) The argument in favour of long-term investing isn’t new but it’s a story that occasionally bears repeating. Use this customizable template letter to touch base with your clients about the ebbs and flows of the markets. Dear [Client’s name]; When we first put your investment portfolio together, we discussed the importance of long-term […]
By Staff |January 17, 2008
(January 2008) Looking for 2007 tax brackets, personal amounts and other amounts related to non-refundable tax credits? This information, including details about the medical expense supplement, family tax benefits and the Goods and Services Tax Credit and related tax articles, are all available for you here. 2008 ($) 2007 ($) Tax Bracket Thresholds Taxable Income […]
By Staff |January 14, 2008
3 min read
(January 2008) In the tax universe, 2007 is the year of the family. With a number of new rules introduced in the federal budget, advisors have a great opportunity to discuss new tax efficiencies. Click here to download this two-page checklist. (pdf) Income sources Employment T4 slips commissions research grants directors’ fees details of casual […]
By Evelyn Jacks |January 2, 2008
4 min read
(January 2008) Happy New Year and welcome to tax season, 2008. In December each year we publish a package of tax advice, CRA updates, checklists and client tip sheets for you to use in your practice at tax time. Although many details need to be taken care of before the fireworks go off at midnight […]
By Staff |January 2, 2008
(December 2007) The professionalism mantra proclaimed by financial advisors, dealers and insurers speaks to prospective clients and existing clients about trust. This mantra of trust and professionalism happens to be the key benefit or message advisors have to offer in their marketing to clients. Once marketing efforts have brought prospective clients to the advisor’s door, […]
By Harold Geller |December 20, 2007
5 min read
(December 2007) The process of selling a practice or book of business can be a standard business transaction. But it is not quite cut and dried because a practice in transition is a dynamic environment. The ‘real’ work truly begins once the sale has closed. This is a busy time for both the seller and […]
By Cindy Jenner Cowan |December 17, 2007
(December 2007) Despite more women being in the workforce, the vast majority of females don’t have a financial plan. A new TD Waterhouse poll says only 25% of women seek investment advice from an advisor and just four in 10 pay off their credit cards each month. “Women have a tendency to be very nebulous […]
By Bryan Borzykowski |December 11, 2007
(December 2007) Forget trinkets this season — your employees and clients don’t need another pen set. They don’t need sweaters or socks from family members. In fact, the majority of those surveyed say they don’t really need anything at all this year. In an Ipsos Reid survey of 1,429 adults, asking each about the things […]
By Kate McCaffery |December 10, 2007
(December 2007) Charitable giving and financial education for children are both emerging and increasingly recognized in the industry as the feel-good discussion points that can draw whole families into the financial planning process. The two trends have come together in the form of a new children’s book from Mackenzie Financial, written and illustrated to help […]
By Kate McCaffery |December 5, 2007
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