News and resources for Canada's top financial advisors
Planning and Advice
Recruiters always paint a rosy picture about being an advisor: One firm was famous for telling people they could make $600,000 a year by working a four-day week. Let’s get realistic. The money and career satisfaction that comes from being an advisor can be great, but roughly two of three rookies won’t survive in this […]
By Mark Noble |January 1, 2010
10 min read
Wow, where did all that time go? I vividly remember working for banks on Wall Street and Bay Street but what I remember most is the burning desire to be an entrepreneur – to have my own business so I could be in control of my own destiny. Over the years, and through the ranks, […]
By Bruce Cumming |January 1, 2010
4 min read
Based purely on demographics—the average advisor is 55 years old and nearing retirement—newer advisors might assume merely surviving the next ten years or so would make the world their oyster. And, really, that is correct. Don’t worry about future investors not needing advisors – that won’t happen. The bulk of investors will continue to rely […]
By Preet Banerjee |January 1, 2010
7 min read
In Canada and around the world people today are living longer. But higher life expectancies can be a mixed blessing. As we age, we face the possibility of myriad health challenges, including dementia and other forms of mental incapacity. Physical illness or a sudden life-threatening situation can render an elderly person incapacitated. What happens when […]
By Akua Carmichael |January 1, 2010
5 min read
While most advisors were wrapping presents, the Investment Industry Regulatory Organization of Canada was putting finishing touches on some new complaint handling rules that will create new requirements for securities dealers and registered reps. Among the changes is a requirement that firms appoint a designated complaints officer who has the experience and authority to oversee […]
By Philip Porado |January 1, 2010
I’ve had it. This year I’m going to do things differently. I’m going to learn from my mistakes. I’m going to chart a new course and follow it to become a better advisor; and a better me. Forget the gym. I’ve wasted too much money not going there. Forget dieting. Doritos are delicious. No, I’ve […]
By Harper Fraze |January 1, 2010
Your advisor may recommend a long-term approach, but how many funds follow that advice? One thing that I find intriguing about the mutual fund industry is how often it contravenes its own collective advice. Comparing word and deed can lead to some fascinating insights. A practical example I would offer is in regard to portfolio […]
By John J. De Goey |December 24, 2009
6 min read
Advisors did a lot of hand holding in 2008 and 2009. And it’s been worth it. The worry’s fading for clients and advisors are able to show the advantages of sticking to the plan. Participants in our 2009 Dollars & Sense roundtable had these thoughts about recent shifts in client relationships: Kathleen Peace, CFA, CFP, […]
By Staff |December 21, 2009
While most clients like working with sociable advisors, friends aren’t what they’re seeking when they shop for advisors. Every client we spoke with was clear they wanted a strictly professional relationship with the advisor, no different from a physician or an accountant. All are wary of aggressive product-pushers, and appreciative of advisors who remain mindful […]
Sandra called out of the blue and wanted to see me again. I cringed, guessing what she would be coming for. Although she was a talented musician, she had been underemployed for almost a year. She’d been in to see me already twice to claim mea culpa and withdraw significant funds from her retirement plan […]
By Michael Berton |December 21, 2009
3 min read
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