Life

Merger creates new MGA giant

In a move that could shake up the insurance distribution channel, Financial Horizons Inc. has bought Force Financiere Excel, creating the country's largest Managing General Agency (MGA).

By Staff |February 29, 2012

1 min read

Two opportunities in the fine print

Few insurance advisors pay attention to the settlement options in their clients’ policies. But you should. Policyholders can actually choose if beneficiaries are paid a settlement with an annuity or in a lump sum.

February 24, 2012

2 min read

How divorce can help insurance sales

Did you know that divorced women often are given a court order to put life insurance in place for a stipulated period of time with their ex-spouses as the irrevocable beneficiary?

By Helena Smeenk Pritchard |February 9, 2012

2 min read

Insurance in 2012 and beyond

It’s been tough going for insurance companies in the last few years. They’ve not only had to retire certain types of life insurance products and variable annuities, but also witnessed major consolidation.

By Pierre Ghorbanian |February 1, 2012

3 min read