Life

Beware leveraged loans

Leveraged loans are risky, but that hasn’t stopped insurance advisors from touting them, with most positioning them as the ultimate living benefit of a death benefit product.

By Helena Smeenk Pritchard |June 22, 2012

2 min read

Life

Insurance and RRSPs

With the RRSP deadline looming, the focus is clearly tilted to the "wealth accumulation" conversation. But RRSP season is also the perfect time to bring up the insurance conversation.

By Helena Smeenk Pritchard |June 16, 2012

3 min read

Industry

Manitoba amends decision for new tax on life insurance

The Manitoba government has made the decision to amend Bill 39.

By Suzanne Sharma |June 15, 2012

1 min read

Industry

RBC suspends permanent insurance

RBC is suspending new sales of its permanent insurance products effective June 23, 2012.

By Vikram Barhat |June 14, 2012

2 min read

Industry

Manitoba’s new tax on life insurance hurts clients: CLHIA

Manitoba has proposed a new retail sales tax (RST) on individual disability insurance, critical-illness insurance and group disability insurance.

By Suzanne Sharma |June 14, 2012

1 min read

Life

Manulife raises premiums on life and health insurance

Effective June 16, 2012, Manulife is changing the level cost of insurance (COI) and yearly renewable term (YRT) rates for Universal Life (UL), as well as rates for Term-Life (Family Term and Business Term) and Lifecheque. It is also removing the limited-pay premium durations for new LivingCare policies.

June 1, 2012

1 min read

Industry

Invest in insurance now

Investing in insurance will become more costly

By David Wm. Brown |June 1, 2012

2 min read

Industry

Get volume discounts on insurance

Everyone likes a deal—when laundry detergent is on sale, you stock up because you know eventually you’ll need it. The same could be true of life insurance, and your client could benefit from a volume discount by buying more.

By Al Emid |May 23, 2012

5 min read

Estate Planning

Pay for the funeral, in advance

When completing insurance applications for clients, it’s often necessary to address touchy subjects—sometimes hitting on potentially embarrassing issues such as clients’ spending habits, their medical histories and even the quality of their marriages. But it’s a process that’s critical if we are to help people effectively plan for their financial futures.

By Bruce Cumming |May 21, 2012

6 min read

Life

An insurance oxymoron and sales opportunity

Did you know that there are still lots of endowments in existence and that the endowment is a life insurance oxymoron?

By Helena Smeenk Pritchard |May 16, 2012

2 min read

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