News and resources for Canada's top financial advisors
Tax News
Since the introduction of the federal Home Renovation Tax Credit (HRTC) announced in the January 2009 federal budget, Canadians have been scurrying to renovate outdated bathrooms, leaky roofs, antiquated furnaces and yards in need of landscaping. Now, with the February 1st deadline looming, your clients will need to get their renovation projects completed in order […]
By Frank Di Pietro |December 30, 2009
6 min read
15% on the first $40,726 of taxable income 22% on the next $40,726 of taxable income (on the portion of taxable income between $40,726 and $81,452) 26% on the next $44,812 of taxable income (on the portion of taxable income between $81,452 and $126,264) 29% of taxable income over $126,264 These rates are federal only, […]
December 30, 2009
4 min read
For all of us, December is just about the busiest month of the year. For your high-net worth clients there are also tax issues that should be dealt with despite the seasonal distractions. As an advisor, you are uniquely positioned to help clients minimize their 2009 tax bills. The following are some of the key […]
By Michelle Munro |December 14, 2009
The ability to deduct myriad business expenses is one of the biggest tax advantages of being a self-employed financial advisor as opposed to being an employee. That being said, there are still limits to what an advisor can legitimately deduct for tax purposes as B.C. advisor Hans Rupprecht recently learned in a Federal Court of […]
By Jamie Golombek |December 1, 2009
3 min read
The settlement of a trust is a simple step that opens the door to sophisticated wealth planning opportunities. In last month’s story we touched on the requirements for a trust to come into existence, and canvassed some of the most common ways trusts may be characterized for tax purposes. Ultimately though, reducing trust taxes is […]
December 1, 2009
(November 2009) It’s every advisor’s November ritual: taking a fine-tooth comb to clients’ financial plans. Reviewing portfolios, revisiting risk and reminding clients about their tax obligations are things every good planner does. But being diligent with clients doesn’t mean you can take care of yourself. “Advisors need to take their own advice,” says Michelle Munro, […]
By Bryan Borzykowski |November 17, 2009
5 min read
(November 2009) Need a little tax tutorial before plunging into another RRSP season? Bring yourself up to speed on this year’s tax changes with this succinct overview. PERSONAL TAX CHANGES Basic personal/spousal/partner amount The basic personal amount is the amount of income an individual can earn before paying any federal tax. The 2009 federal budget […]
November 17, 2009
8 min read
(November 2009) Over the course of the year, the staff at Advisor.ca has written a plethora of articles about pressing tax issues. Don’t worry if you’ve missed some of these gems — we’ve made sure to highlight a few of the pieces that readers found especially important this year. Tax brackets, figures and details for […]
By Staff |November 17, 2009
Planning and Advice
(November 2009) Clients are often busy shopping for holiday gifts in December, so why not send them a letter reminding them that buying presents isn’t the only thing they need to do by the end of the year. This template letter explains to clients a few of the tax-related things they need to do before […]
2 min read
For many Canadians, their home is their most valued asset. It is often considered the most significant purchase, and might provide the greatest return relative to risk. This return is enhanced by the fact that Canadians are not required to pay tax on increases in the value of a principal residence. The Income Tax Act […]
By Wilmot George |November 12, 2009
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