Tax

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RRSP plans in a post TFSA world

This Advisor.ca Special Report is sponsored by: Some clients may be coming up short for RRSP top-ups this spring, having maxed out their TFSA contributions early in the New Year. And who can blame them? Clients are bombarded by advertisements touting the benefits of the TFSA. More often than not, the TFSA marketing message has […]

By Kate McCaffery |February 11, 2010

4 min read

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The battle between debt, retirement

This Advisor.ca Special Report is sponsored by: Quelle surprise. Canadians are showing less interest in their investments this year, preferring instead to pay down debt. It’s an interesting twist for those trying to keep clients on track with their retirement savings plans. A survey conducted in mid-December for Manulife Financial found the number of people […]

By Kate McCaffery |February 11, 2010

4 min read

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Dividends, defensive sectors to lead growth

This Advisor.ca Special Report is sponsored by: At this time last year, in the depths of the global financial meltdown, investment strategists were generally trumpeting optimism – things had fallen too far, too fast. They were right. The pendulum hasn’t yet swung so far that strategists are calling for a flight to safety, but after […]

By Mark Noble |February 11, 2010

6 min read

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Benefits of Group RRSPs

This Advisor.ca Special Report is sponsored by: It doesn’t always offer a revenue stream, but offering advice around your client’s group RRSP is often the right thing to do. A growing number of advisory firms are finding opportunities in offering advice and planning around group plan retirement products. These group RRSPs have some clear-cut advantages […]

By Mark Noble |February 11, 2010

4 min read

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Helping first-time home buyers

Under the federal Home Buyers’ Plan (HBP) a first-time home buyer can withdraw up to $25,000 from his or her RRSP to help fund the purchase of a first home. One of the conditions is that the individual who withdraws the funds must intend to occupy the home as a principal residence no later than […]

By Jamie Golombek |February 1, 2010

3 min read

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Coming to terms with HST

This past holiday season, the kids received a DVD of heritage-era cartoons, not the ones with either of the famous big-eared rodents, but instead a collection of fractured fairy tales. One in particular caught my attention – a tongue-in-cheek version of the story of the ant and the grasshopper. You’ll recall the original pitted the […]

February 1, 2010

4 min read

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Seven ways to prepare for HST

1. What types of training will the tax or accounting departments need to be prepared for HST? It’s imperative tax and accounting departments be aware of transitional rules, particularly noting dates on which HST collection must start and exactly when to charge what tax. The accounts payable staff will want to be particularly careful to […]

By Janet Kasun |February 1, 2010

6 min read

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Preserving a charitable legacy

Most of your clients make philanthropy a part of their life, committing either time or money to assist others. Many of those philanthropists want to continue their charitable giving even if they become mentally incapable of doing so. In addition, many of those clients want to use charitable giving to leave behind an admirable legacy […]

By Floyd Gradley |January 29, 2010

4 min read

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Munro: When New Years’ resolutions include divorce

I was skiing over the holidays with a friend who happens to be a lawyer specializing in family law. When I casually asked about her business she told me the holiday season is often the calm before the storm. It turns out many couples put troubled marriages on hold through December. Then, they ring in […]

January 20, 2010

5 min read

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Increase Your AUM with TFSAs

Tax Free Savings Accounts present an excellent opportunity to provide financial planning advice to clients while increasing assets under management. Here are a few strategies we have been using in our practice to accomplish just that. Add a TFSA discussion to your review meeting When you manage every aspect of a client’s financial wellbeing, it’s […]

By Mathieu Paradis |January 4, 2010

3 min read

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