Planning and Advice

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Planning and Advice

To Clients: Education savings (updated)

(May 2008) Government grant money is not the easiest thing to come by for your typical clients, unless they have children and an education savings plan. Encourage your clients to collect this “free” money wherever they can get it — send them this customizable template letter outlining the opportunities and advantages of saving for a […]

By Bryan Borzykowski |May 20, 2008

2 min read

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Planning and Advice

The fee debate and your obligation to clients

(May 2008) Over the past several years many dealers and advisors have embraced fee-based accounts for a number of sound business and ethical reasons. These accounts are said to more closely align interests, as both clients and advisors benefit directly from an increase in assets. The temptation to engage in certain trading activities, such as […]

By Richard Austin |May 15, 2008

3 min read

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Planning and Advice

How to get your policies approved faster

(May 2008) Filling out insurance applications is a regular part of an advisor’s job, but getting the documents completed is frequently a struggle. What most don’t realize, however, is that blank forms make the process much longer than it needs to be. Shelina Esmail, head of living benefits and chief underwriter at Canada Life, says […]

By Bryan Borzykowski |May 14, 2008

3 min read

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Planning and Advice

To Clients: New options for your locked-in accounts

(May 2008) Clients have new, legitimate options at their disposal for unlocking locked-in retirement accounts, after the federal government released amendments to the Pension Benefits Standards Regulations, making good on promises made in this year’s federal budget. The amendments announced are designed to give consumers the ability to reposition their retirement assets and withdraw from […]

By Staff |May 9, 2008

3 min read