News and resources for Canada's top financial advisors
Life
In matters of life, death and life insurance, you don't bend the rules.
By David Wm. Brown |April 20, 2012
3 min read
Industry
As insurance companies withdraw guaranteed income products, now may be the time for those nearing retirement to buy them while they are still around.
By Vikram Barhat |April 11, 2012
Standard Life has announced it is temporarily suspending new sales of its Guaranteed Lifetime Withdrawal Benefit product, effective April 16, 2012.
By Staff |April 11, 2012
2 min read
A sudden or premature death can have a significant financial impact, not only on the person’s family, but also on the business. The purchase of business-funded life insurance can help manage the risk of financial loss to the business in the event of an owner-manager or key executive’s death.
By Maureen Glenn |April 1, 2012
7 min read
Most advisors tend to focus on the part of the book that generates the most revenue. In doing so, they often fail to take advantage of opportunities elsewhere.
By Vikram Barhat |March 29, 2012
Kids’ financial literacy? There’s an app for that. Want to trade equities on the fly, there’s an app for that, too. Signing up for an RESP? Check. It was only a matter of time insurance industry got one of their own.
By Vikram Barhat |March 16, 2012
1 min read
As if the sandwich generation didn’t have enough to fret about, they now have to worry about their new insurance needs, too. And many don’t even know it.
By Vikram Barhat |March 12, 2012
Since the last quarter of 2010, most insurers have increased their prices; with some hinting at a third round of rate hikes. And the product itself may actually be heading for extinction, since some providers are removing their permanent products and focusing on adjustable insurance rates or term insurance.
By David Wm. Brown |March 1, 2012
In a move that could shake up the insurance distribution channel, Financial Horizons Inc. has bought Force Financiere Excel, creating the country's largest Managing General Agency (MGA).
By Staff |February 29, 2012
Living Benefits
Clearing the DI sales hurdle Disability insurance isn’t the sexiest or most lucrative offering in an insurance advisor’s lineup. The policies have a lot of moving parts, clauses and conditions, a lot of clients are already insured and there are no large ticket sales if you’re selling to the average middle class client. But DI […]
By Staff |February 27, 2012
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