Insurance

Manulife raises premiums on life and health insurance

Effective June 16, 2012, Manulife is changing the level cost of insurance (COI) and yearly renewable term (YRT) rates for Universal Life (UL), as well as rates for Term-Life (Family Term and Business Term) and Lifecheque. It is also removing the limited-pay premium durations for new LivingCare policies.

June 1, 2012

1 min read

Invest in insurance now

Investing in insurance will become more costly

By David Wm. Brown |June 1, 2012

2 min read

Get volume discounts on insurance

Everyone likes a deal—when laundry detergent is on sale, you stock up because you know eventually you’ll need it. The same could be true of life insurance, and your client could benefit from a volume discount by buying more.

By Al Emid |May 23, 2012

5 min read

Pay for the funeral, in advance

When completing insurance applications for clients, it’s often necessary to address touchy subjects—sometimes hitting on potentially embarrassing issues such as clients’ spending habits, their medical histories and even the quality of their marriages. But it’s a process that’s critical if we are to help people effectively plan for their financial futures.

By Bruce Cumming |May 21, 2012

6 min read