News and resources for Canada's top financial advisors
Life
Estate Planning is an ongoing process, and adjustments must be made from time to time or when significant life changes arise. Luckily, the planning relative to the Retirement Compensation Arrangement (RCA) can be adjusted as circumstances change to meet your clients’ estate-planning needs. Whether it’s a sale of a business, pre-nuptial or divorce issues, family […]
By Pierre Ghorbanian |November 10, 2010
5 min read
We often take for granted the huge role technology plays in our lives; that is, until an issue threatens to disrupt the entire way we do business. It was December 2009 when our CRM software provider made the call to us. The shock was profound when they informed us they were no longer supporting our […]
October 28, 2010
3 min read
Canada’s aging population will see more people requiring long-term care, but how will they pay for it? The costs of personal care can wipe out an otherwise sound financial plan, highlighting the importance of long term care insurance (LTC). Have questions about LTC? We’ve got the answers. Demand for LTC set to explode By David […]
By Staff |October 15, 2010
2 min read
End of life issues can be disturbing to contemplate, let alone plan for. Long life can be a mixed blessing, as advanced ageing is often marked by regression our ability to look after ourselves. Activities of daily living (ADLs) are often lost in the reverse order that we gain them in childhood, according to speakers […]
By Nicolas Ritoux |October 8, 2010
4 min read
Industry
By Pierre Ghorbanian |October 1, 2010
In estate administration, an advisor may at some point come across a claim for dependant’s relief – that is, an order for support for a particular dependant from the estate of a deceased person. While the definitions may differ between provinces, in Ontario, a dependant can be one or more of the following, to whom […]
By Daniel Dochylo |October 1, 2010
7 min read
By David Wm. Brown |October 1, 2010
Canadian advisors may have fewer insurance options at their disposal in the future, as proposed accounting standards could make long-duration, investment-based contracts less attractive to carriers. While the International Financial Reporting Standards (IFRS) are set to come into force in January 2011, this set of rules is not the culprit. Yet. The financial services sector […]
By Steven Lamb |August 10, 2010
After helping clients with their financial, estate and retirement planning, advisors often have a strong relationship with their clients. That puts us in a unique position to discuss succession planning with those clients who are also business owners. In many cases, we’ve already implemented plans or products to protect their assets and the value of […]
By David Wm. Brown |August 5, 2010
A generation ago, benefits plans were a different animal. One-size-fits-all plans were the norm and the offloading of health costs by governments had yet to begin in earnest. Employers offered simpler plans for a simpler world. Fast-forward to today, and the benefits landscape has changed. Many costs have shifted from the public to the private […]
By Dave Jones |July 29, 2010
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