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(April 13, 2005) History suggests that the amount of foreign content in registered pension plans won’t change significantly, despite Ottawa’s proposal to eliminate the 30% cap. A report from CIBC World Markets on foreign content in Canadian pension plans and RRSPs notes that in the heady days of the tech boom, foreign content did jump, […]
By Doug Watt |April 13, 2005
2 min read
(April 13, 2005) In what is being hailed as a first, the average American equity mutual fund investor outperformed the overall S&P 500 in 2004, according to financial researcher Dalbar’s annual Quantitative Analysis of Investor Behaviour study. “Average investors earned more in 2004 than the hypothetical buy & hold S&P 500 investor because inflows continued […]
By Steven Lamb |April 13, 2005
(April 12, 2005) CIBC’s Imperial Service group — home to more than 1,200 advisors — will be shifted to the bank’s Retail Markets division as part of an organizational restructuring announced late Monday. The Imperial Group was under the Wealth Management umbrella, but is moving to retail, along with CIBC’s Private Wealth Management group and […]
By Staff |April 12, 2005
(April 12, 2005) AGF is the latest company to announce plans to lower expenses on RSP clone funds in the wake of Ottawa’s proposal to eliminate the foreign content rule. The reduction will apply retroactively to February 23, AGF says, the day the budget was introduced and Ottawa announced it would eliminate the 30% cap […]
By Doug Watt |April 12, 2005
(April 11, 2005) Too many advisors are running dumb businesses, says consultant Bill Bachrach. The San Diego-based financial coach and author believes advisors should model their practices on proven strategies, such as paring back clients to a manageable level. Bachrach — a keynote speaker at last week’s World Critical Illness Insurance Conference in Toronto — […]
By Heidi Staseson |April 11, 2005
3 min read
(April 11, 2005) While the cost of medical treatment is largely defrayed by provincial health insurance, losing the ability to earn an income can be devastating. Most people are one major illness away from bankruptcy. Yet according to critical illness insurance training expert and independent broker Sean Long, most people remain in the dark about […]
By Steven Lamb |April 11, 2005
(April 15, 2005) Morningstar’s Natural Resources index gained 11.5% in the first quarter, fuelled by continuing demand for commodities and soaring oil prices. Overall, 23 of the 32 Morningstar indexes were positive in the first three months of the year, though returns were generally modest. Middlefield Growth led the pack among resource funds, advancing 23%. […]
By Staff |April 11, 2005
14 min read
(April 8, 2005) Independent funds have become a fixture in the bank branch channel. But that doesn’t necessarily mean clients will end up there, says Cynthia Enns of Credo Consulting. “Quite often there’s a bait and switch,” Enns explains. “They say, ‘Yes, we’ve got independent funds and all these choices, but how about this portfolio,’ […]
By Doug Watt |April 8, 2005
(April 8, 2005) Clients don’t know much about it and most don’t qualify, but insurance companies say the market for critical illness (CI) insurance in Canada is huge and untapped. The market is relatively young here. CI is not fully understood by many who might sell it and the product in general is barely known […]
By Kate McCaffery |April 8, 2005
Small businesses fail for a number of reasons, including lack of planning, poor management, inadequate funds, downturns in the economy, debt overload, etc. As you work with your small business clients, you will want to help them find financial solutions that bring stability to situations where they can be particularly vulnerable. You can help small […]
By Staff |April 7, 2005
1 min read
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