News and resources for Canada's top financial advisors
Tax News
An American vacation home appears to have a double advantage for Canadians: both as an investment and as a chance to escape to sunnier climates during the winter.
By Thomas G. Dolan |April 1, 2011
9 min read
If you work with dual citizens of Canada and the United States, it’s important to be aware of the unique financial, tax and estate planning issues these clients face. Given the recent tax changes in the United States, these clients and their advisors will need to be ahead of the curve.
By Terry F. Ritchie |April 1, 2011
6 min read
Environment Canada seems an unlikely partner in saving taxes, but its Ecological Gifts Program can do just that. With the help of the program, Don and Heather Elliott have conserved a rare seven-hectare woodlot northeast of Barrie, Ontario into perpetuity. “Don wanted to protect a small corner of the world to ensure future generations could experience the same joy he had as a child while playing in the woodlot,” explains Heather.
By Natasha van Bentum |April 1, 2011
4 min read
It’s common these days for nearly every financial advisor to have at least one client with a foreign connection. That could mean a client with a foreign parent living overseas or a child living in the United States. It could also be a client who has previously lived in Europe and then immigrated to Canada, but still has financial ties with the foreign jurisdiction.
By Jamie Golombek |April 1, 2011
3 min read
While not common today, it has long been possible to hold your own mortgage within an RRSP. Particularly in a high-interest-rate environment, there is certainly an appeal to feeding high monthly mortgage payments into your own RRSP — rather than to your favourite lending institution.
April 1, 2011
Economic Indicators
Wow! Who expected the NDP to score a pro-business point in this campaign derby? Talk about coming out of left field! The New Democratic Party (NDP) has rolled out its tax plan, promising to cut the small business tax rate from 11% to 9%, saying the move would not only create jobs but also create […]
By Staff |March 30, 2011
2 min read
As Canada braces for an onslaught of political promises ahead of May's election, all parties will start promising the moon to voters.
By Staff |March 29, 2011
Tax Strategies
As an advisor, you may run into situations with your clients wherein their estate plans may be challenged by beneficiaries who feel they were not awarded their "fair" share of inheritance. The increased complexity of today’s society (blended families, individual financial arrangements, etc) requires well-documented estate plans.
By Carol Bezaire |March 21, 2011
Industry
“Courteous reader”, Benjamin Franklin wrote in his 1758 book, Way to Wealth, “Get what you can and what you get, hold. ‘Tis the stone that will turn all your lead into gold.” Wealthy Canadians usually have themselves well fortified against Canada Revenue Agency’s attempts to turn their gold back into lead at tax time, but […]
By Brenda Craig |March 21, 2011
Estate Planning
Small and medium-sized business owners can make great clients. Their net worth is usually higher than average and their complex needs allow the advisor to demonstrate their expertise in tax and estate planning. If there is one area that needs special attention, however, it is succession planning. Nearly half of Canadian family business owners have […]
By Steven Lamb |March 14, 2011
We use cookies to make your website experience better. By accepting this notice and continuing to browse our website you confirm you accept our Terms of Use & Privacy Policy.