Planning and Advice

Planning and Advice

Clients want to shoot for the moon but don’t have financial plans

That desire to have it all is probably no surprise, but other survey findings might be.

By Staff |January 25, 2017

2 min read

Planning and Advice

Top tax credits and benefits for seniors

Use this list to help your senior clients ensure they claim the most common tax credits, deductions and benefits for which they’re eligible. Read: Essential tax numbers Read: Navigate RRSP attribution rules Read: CRA tweaks process for accessing online tax info of businesses

By Staff |January 18, 2017

2 min read

Planning and Advice

5,000 people retire each week. Are we ready?

A version of this article originally appeared on BenefitsCanada.com. By the end of January, there will be enough new retirees to fill the Air Canada Centre, Jean-Philippe Provost, senior partner and wealth business leader at Mercer, said at a Toronto event Wednesday. Currently, 5,000 Canadian workers retire each week, a number expected to jump to […]

By Sara Tatelman, Benefits Canada |January 18, 2017

2 min read

Industry

Investors to feel ’empowered’ by CRM2, survey indicates

Almost half of Canadian investors surveyed don’t know what they pay in fees, and many of them may seek lower fees after they learn more about what they’re paying for their investments, a survey by Tangerine Investments indicates. Tangerine says CRM2 regulations for fees disclosure will help change investor awareness about fees. Read: Get ready […]

By Staff |January 11, 2017

1 min read

Why disability insurance claims rise with economic growth

Group long-term disability (LTD) rates rise and fall with the cyclical movement of economic growth, RBC Insurance research shows. The research indicates that contrary to what advisors might think, as GDP accelerates, there’s an increase in LTD claims. When GDP drops, so do the claims. Why would this be? It’s similar to how a prolonged […]

By Staff |January 11, 2017

1 min read

Canadians set to make — and break — holiday budgets

If you factored holiday spending into your client’s cash flow plan, you deserve a cup of holiday cheer. If you also discussed with your client a plan for impulsive behaviour, you deserve a visit from St. Nick himself. That’s because more than half of Canadians (51%) expect to go over budget this holiday season, reveals […]

By Staff |December 19, 2016

2 min read

Does your compensation create conflicts?

The Canadian Securities Administrators (CSA) has published a staff notice that looks at firms' compensation arrangements and incentive practices that are used to motivate representatives’ day-to-day behaviours.

By Staff |December 15, 2016

2 min read

3 reasons retirement shouldn’t be a full stop

The old adage, “Today is the first day of the rest of your life,” is never truer than on a client’s last day on the job. And advances in medical technology mean that, for many, the rest of their life could be a very long time. You might also like… In fact, they could well […]

2 min read

Planning and Advice

Clients want to shoot for the moon but don’t have financial plans

Top tax credits and benefits for seniors

5,000 people retire each week. Are we ready?

Investors to feel ’empowered’ by CRM2, survey indicates

Why disability insurance claims rise with economic growth

Clients need EI? They’ll get it sooner

Why over-65ers want to keep working

Canadians set to make — and break — holiday budgets

Does your compensation create conflicts?

3 reasons retirement shouldn’t be a full stop