Planning and Advice

Decorative pattern

Planning and Advice

Probability, disclosure and client choice

Many advisors I know recommend picking stocks or picking actively-managed mutual funds as their specialty and their exclusive way of building a responsible portfolio. While I respect their decision and acknowledge advisors should be able to recommend whatever products or strategies they think are best for their clients, I also believe a substantial element of […]

By John J. De Goey |March 9, 2010

6 min read

Decorative pattern

Planning and Advice

Valenti: Protecting your client book

It happens all too often. A financial advisor becomes seriously ill, disabled or even passes away unexpectedly. When this happens, one of the most valuable assets that an advisor owns – his or her client book – is left unattended. The beneficiaries and/or executors are left scrambling to sell the book with little or no […]

By Vince Valenti |March 5, 2010

4 min read

Decorative pattern

Planning and Advice

‘The Happy Valley’ case study

When members of the Institute of Advanced Financial Planners (IAFP) met in late 2009 in London, Ont., they were presented with a case study entitled “How do you Solve a Problem Like Happy Valley?” and asked to explore the relationship between financial planning and sustainability. In simplest terms, sustainability means resources must be used at […]

By John Hope |March 1, 2010

6 min read

Decorative pattern

Planning and Advice

Conquering the CFP

Most financial planners revere the Certified Financial Planning (CFP) exam like Dorothy and her friends revered the Wizard of Oz. But be warned, many embark on the road to the Emerald City, but not all make it. With Toto, my financial calculator, by my side, I embarked on my CFP journey some three years ago. […]

By Jeff Pocock |March 1, 2010

2 min read