News and resources for Canada's top financial advisors
Market Insights
(July 2006) The theorem “keep ’em separate” no longer applies. As baby boomers begin to retire, expect to see more product innovations that combine investments with insurance. Annuities or segregated funds are only the beginning, says Moshe Milevsky, executive director of the Individual Finance and Insurance Decision and associate professor of finance at York University […]
By Deanne N. Gage |June 30, 2006
5 min read
There is growing evidence that Canadian investors are taking advantage of the foreign property rule abolition, as the monthly Investor Economics’ Insight reports increasing popularity for this category through the first four months of this year. Mutual fund sales in general were positive in April, despite softer market performance, bucking the negative-flows trend of recent […]
By Steven Lamb |June 2, 2006
2 min read
Products
(May 2006) Here’s a fact: the late 1990s were a time of irrational exuberance (said Alan Greenspan, no less), with more froth than Lake Ontario in a hurricane. When the floor dropped on the markets many investors were mauled and markets are just now recovering from these historic lows. But this flies in the face […]
By Pierre Saint-Laurent |May 26, 2006
4 min read
(May 2006) Even though the foreign property rule has been gone for more than a year, many advisors are still reluctant to overhaul their clients’ registered account and boost foreign holdings. You might want to look to institutional investors for guidance. Bruce Curwood is director of research and strategy for institutional solutions at Russell Investments […]
By Steven Lamb |May 19, 2006
3 min read
(May 2006) While there is little tolerance for deficit spending among Canadian taxpayers, the fact that our provinces are able to do this in the first place has, ironically, saved taxpayers billions in lower interest charges. “Canadian provinces have more autonomy than almost any other sub-national governments anywhere else in the world,” said David Rubinoff, […]
By Steven Lamb |May 12, 2006
(May 2006) Traditional asset allocation typically divides a client’s portfolio between stocks, bonds and cash, with some fine-tuning around allocations of global versus Canadian, small cap versus large cap, and growth versus value stocks. Most advisors design their recommended portfolios around this approach for both funds and securities. What we tend to overlook is the […]
By John Nicola |May 5, 2006
8 min read
Similar to a true gold bug's aversion to mining stocks and preference for physical bullion, institutional real estate investors know that REITs are far too closely correlated to the equity markets on which they are listed. For these managers, nothing beats the real thing: a portfolio of physical real estate holdings.
By Steven Lamb |April 27, 2006
With the real estate market booming across the country, it may be hard to ignore the capital appreciation aspect of real estate investments. But for many institutional portfolio managers, real estate is a core holding rooted firmly in the fixed income side of the asset mix. Sure, housing prices seem sky high, but residential property […]
By Steven Lamb |April 21, 2006
(April 2006) To help clients generate sufficient retirement income, advisors must outline strategies that will take advantage of the good times but will also assuage clients by withstanding volatility in the equities markets. Many Canadians will need to use all or most of their investment assets to maintain their current lifestyles throughout the retirement years, […]
By Clay Gillespie |April 13, 2006
6 min read
(April 2006) Largely based in the Quebec market, the story of Norshield Asset Management may not have attracted the same national media attention as Portus, but the story is just as compelling: a labyrinth of inter-related companies, a regulatory crackdown and investor funds vanishing into thin air. Investigative journalist Scot Blythe has been digging into […]
By Staff |March 31, 2006
1 min read
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