News and resources for Canada's top financial advisors
Market Insights
(August 2008)Show clients that you’re proactive about their investment portfolio by sending them this customizable template letter. Dear [client name], When we first developed your investment portfolio, we determined that the following asset mix best reflected your risk tolerance and time horizon. Today, your portfolio looks like this: While equity market gains are obviously a […]
By Staff |July 31, 2008
2 min read
(August 2008) The fixed-income portion of any portfolio is supposed to provide stability, guarding capital against short-term volatility. But what happens when that volatility originates in the credit markets? That’s what happened in the summer of 2007, when America’s sub-prime mortgage problems first blew up, and quickly graduated to full-blown credit crisis. Corporate bond valuations […]
By Steven Lamb |July 31, 2008
6 min read
Canadian investors have lucked out in many ways, because the domestic stock market is heavily weighted in producers of arguably the three most sought-after commodities — energy, gold and fertilizer. Physical resource prices have reached record highs, meaning investors could get burned if they try to time the market, but investment managers still see stock […]
By Mark Noble |July 30, 2008
(August 2008) Despite higher land transfer costs, property tax hikes and a shortage of homes, last year, across the nation, first-time homebuyers and real estate investors persevered. Now, halfway into 2008, the patience of would-be buyers is paying off. Riding the six-year tumultuous real estate ride (particularly in the last 36 months) — with record-setting […]
By Romana King |July 30, 2008
8 min read
(August 2008) Developing the right asset mix for your client can be tricky business. Advisors have to determine their clients’ risk tolerance, closely watch the markets, and there’s the not-so-small matter of making money. So what’s an advisor to do when clients’ portfolios are more volatile than an active volcano? Nothing. “I focus on the […]
By Bryan Borzykowski |July 30, 2008
5 min read
The general consensus from money managers seems to be that fundamental demand, particularly in emerging markets, will continue to drive the commodities market. The three major drivers of resource markets in Canada have been energy, gold and fertilizers. Investors who got in on this bull market earlier are realizing huge returns on commodity prices that […]
By Mark Noble |July 24, 2008
Products
(July 2008) Due to the growing popularity of fund of hedge fund products, the Alternative Investment Management Association said it will publish the world’s first global guide to sound practices for fund of hedge fund managers. Fund of hedge fund products are a rapidly growing segment of the alternative investment space. They are increasingly the […]
By Mark Noble |July 8, 2008
3 min read
There have been a lot of losers during the past year’s market turmoil, and long-term mutual fund assets have been no exception. A new Investor Economics Insight report reveals that, in May 2007, long-term funds brought in just over $3 billion in net flows, but in the same month this year only $537 million came […]
By Bryan Borzykowski |July 4, 2008
4 min read
Make available two types of portfolios — one more and one less aggressive. Allow members to change employers without affecting their plan membership. Membership in the plan would be portable, speaking to one of the long-recognized limitations of defined-benefit pension plans. Automatically enroll all eligible workers in the plan, addressing the gap between the availability […]
By Peter Drake |July 2, 2008
Beating the S&P/TSX Composite Index has been a challenge for active managers for years, so it’s no surprise that that most Canadian mutual funds underperformed yet again. According to the Standard & Poor’s Indices Versus Active Funds (SPIVA) report, only 8.2% of Canadian equity active managers outperformed the Composite Index. “Compared to previous reports, it’s […]
By Bryan Borzykowski |June 25, 2008
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