News and resources for Canada's top financial advisors
Market Insights
In the run-up to the U.S. elections, investors might have been forgiven for thinking the worst of the bear market was behind them. The S&P 500 had bounced off of its low of about 840, set on October 27, to above 1,000 by November 4, 2008 – Election Day. The choice of Illinois Senator Barack […]
By Staff |December 22, 2008
5 min read
When markets tank – even though a correction, or even a bear market, was long overdue – investors usually have difficulty staying the course. That’s not news for fi- nancial advisors. Risk tolerance morphs into loss aversion as the enduring fact of market cycles is learned one more time. Are market cycles avoidable? There’s no […]
By Scot Blythe |December 22, 2008
8 min read
Portfolio and fund managers have short time horizons when investing. Their compensation promotes asset gathering and short-term performance. That means managers are paid for hot annual numbers, trade more frequently than is sometimes prudent, and subject clients to unnecessary costs. Managers will deny it, but they all try to “time markets,” a notoriously difficult and […]
By Ioulia Tretiakova |December 22, 2008
Products
Despite being caught with their hands in the beta cookie jar last quarter, hedge funds had one of the best relative performances ever in Q3 – beating equity indices by a country mile. Most industry participants acknowledge that various alternative beta and even, as we have recently seen, traditional betas have found their way into […]
By Chris Holt |December 22, 2008
3 min read
Big frauds often start small. Unforgivably, they often start with small omissions. Let’s take Bernard Madoff Investment Securities, whose managed accounts are now out $50 billion. It’s not clear whether that $50 billion was lost or if it was the supposed profits on $17 billion clients’ investments. It is clear that the numbers are big; […]
By Scot Blythe |December 18, 2008
Cheryl Crowe has a unique job. As SRI specialist with Assiniboine Credit Union in Winnipeg, Crowe researches the social investment world, provides internal training and develops sales tools for the company’s 49 advisors. “We’re positioning ourselves as experts in this area,” Crowe says. The strategy appears to be paying off. In 2007, Assiniboine added more […]
By Doug Watt |December 12, 2008
What’s up down south? Over the past year, we’ve witnessed the re-emergence of a presidential candidate who in August 2007, with a campaign in tatters, was counted out. We’ve heard about pigs and lipstick. We’ve met Joe the Plumber. We’ve been witness to unprecedented natural and financial disasters. We’ve seen what for many Canadians have […]
By Terry Ritchie and Brian Wruk |December 12, 2008
It might be an obvious statement to some, but it’s one I feel needs to be made: your clients’ retirement will last longer than this market correction — much, much longer. It might be hard to think about this right now, given how much the markets have dropped, but it is important to keep perspective […]
By Peter Drake |December 11, 2008
6 min read
Recent years have introduced a host of exchange-traded funds (ETFs) that let investors access asset classes in cheap and novel ways: iShares (Barclays) introduced funds of ETFs, Claymore launched a fundamental index fund, and Horizons BetaPro (Jovian) gained popularity with its leveraged bull and bear funds. Investors have poured billions into ETFs. At the end […]
By Al Kellett and Esko Mickels |December 1, 2008
4 min read
Magazines have a long lead time. When we agreed to do this article, the GTSX was over 14,000 points and rising, and it was expected Canada might skirt the U.S. recession with minimal damage. A 40% decline in stocks worldwide was on no one’s radar. Good-quality stocks that paid a 3% dividend a year ago […]
By David Christianson and Daryl Diamond |December 1, 2008
10 min read
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