Life

Industry

Gift life insurance, get tax credits

As gifting insurance policies becomes more mainstream, look to add value to any clients who want to lapse policies.

By Mebs Dhalla |November 14, 2014

4 min read

Life

How firms should account for life insurance

Using Aco. Corp as an example, we demonstrate how a firm should enter corporate-owned life insurance on its balance sheet.

By James and Deborah Kraft |November 10, 2014

2 min read

Life

An alternative asset mix may suit conservative clients

Historic low rates have made guaranteed interest accounts less attractive. But new alternatives mean investing within a universal life (UL) policy shouldn’t be written off.

By Pierre Ghorbanian |October 31, 2014

4 min read

Industry

Should we lower RRIF withdrawal rates?

CALU has submitted its recommendations for the 2015 Federal Budget to the House of Commons Standing Committee on Finance.

By David Wm. Brown |October 29, 2014

2 min read

Life

How to handle policies you didn’t sell

You don’t need to have all the answers immediately

By Helena Smeenk Pritchard |October 24, 2014

2 min read

Estate Planning

Give the gift of life

A client called me earlier this year with a strange question. He wanted to know if donating an organ or a piece of an organ would affect his ability to purchase life insurance in the future. At the time, it seemed like an academic question and the client didn’t offer any explanations.

By David Wm. Brown |October 6, 2014

3 min read

Life

Check clients’ insurance before travelling

For some clients, vacations can turn into financial nightmares. People may fall ill overseas, think they’re covered by their travel insurance, but then discover their claims have been denied. Trouble is, most people neither read nor understand the fine print in the exclusions and limitations section of their policies, and don’t realize they won’t be covered in certain situations.

By David Wm. Brown |October 3, 2014

3 min read