Industry

Moving on TFSAs

As advisors consider how to strategically use the new Tax-Free Savings Accounts (TFSAs), one of the country’s largest insurance companies wants investors to consider insurance needs. Sun Life Financial has announced it will offer TFSA solutions when the accounts become available on January 1, 2009. The plan is to offer the TFSA investment option to […]

By Mark Noble |September 1, 2008

4 min read

Front End Load: Who’s more accurate?

Investors rarely have access to the buy-side analyst reports of institutional investors, and according to a new study by a trio of Harvard Business School researchers, they likely aren’t missing much. The study finds buy-side analysts are more optimistic and less accurate than their sell-side counterparts, who freely distribute their recommendations. Buy-side analysts work for […]

By Mark Noble |September 1, 2008

2 min read

Front End Load: Nit pix

What do you really want? That’s the question every client needs to ask in order to get something worthwhile from life. We hear a lot lately about values-based investing, and this book encourages clients and advisors to explore their values to achieve the goal of living what the authors call an “authentic life.” Yet, while […]

By Philip Porado |September 1, 2008

1 min read

Front End Load: Don’t do that

If you don’t fully understand a product, don’t sell it. Product risk is one of the major risks in the industry, just think Portus, Norshield and ABCP. Though certain investment products appear safe, they might have complex structures, layers of built-in fees and uncertain risks. So don’t just read the marketing material. Instead, go for […]

By William Donegan |September 1, 2008

1 min read