Warren Baldwin

It’s safest to underrate returns, overrate inflation

Recent market vicissitudes have proven that clients and their portfolios can be severely impacted by the twists and turns of economic circumstances. And I’m sure no advisor has been immune to the concerns of clients in the last 12 months; or exempt from the numerous handholding meetings. As a fee-only financial advisor, I’m also registered […]

By Warren Baldwin |September 16, 2009

7 min read

Market Insights

Can the hype

There’s a lot of talk these days about TFSAs, to the point where it seems they’re more heavily advertised than RRSPs. I, for one, am somewhat lukewarm on the benefi ts of TFSAs. And I fear they’re destined to be over-hyped and under-utilized. For both clients and advisors, they require paperwork to set up; a […]

By Warren Baldwin |April 30, 2009

3 min read