André L’Espérance

Living Benefits

Plan for the worst-case scenario

Critical illness insurance can be instrumental to comfortable retirement

By André L’Espérance |May 23, 2013

4 min read

Life

Insurance can lower death tax

Business owners should consider estate-bond strategies to pass assets to heirs.

By André L’Espérance |November 1, 2011

4 min read

Life

Maximize retirement income

Combined with life insurance, an insured annuity can be a powerful tool wealth preservation tool

By André L’Espérance |November 1, 2011

3 min read

Tax News

Combine insurance to boost income

An insured annuity can be a powerful tool to help business owners maximize retirement income while minimizing tax. This type of annuity involves simultaneously purchasing a life annuity and a life insurance policy.

By André L’Espérance |September 16, 2011

3 min read

Estate Planning

Combining insurance policies

By André L’Espérance |August 1, 2011

3 min read

Planning and Advice

Increasing estate value for the affluent

Frequently incorporated in estate plans for affluent clients, an estate bond is a taxefficient strategy that creates a large and immediate estate value.

By André L’Espérance |June 3, 2011

3 min read

Planning and Advice

Increasing estate value for the affluent

Frequently incorporated in estate plans for affluent clients, an estate bond is a taxefficient strategy that creates a large and immediate estate value.

By André L’Espérance |April 1, 2011

3 min read